It is not fun having debt. My partner has lost his job and our income has really plummeted. So we can not pay the various catalogs etc. One company rang everyday for a week asking if the situation had changed. We have tried explaining that we are on reduced income but hell they do not care they want their money. So we constantly get phone calls.
If only jobs were easy to find here.
if you miss a payment they add on fees and if you don't make the full payment they add on fees. How in hell are we to pay accounts off if they add on more than we can pay in fees? Give us a break for hells sake.